The Basics | More Info
Most international students find it difficult to get a credit card
in the U.S. because they have not established a credit history and
because they are not U.S. residents. For newly arrived students,
you may want to try using a "secured credit card". These cards offer
some of the conveniences of a credit card, except that you secure
your credit card with a deposit that becomes your credit line. The best part is that
your secured card is reported as a regular credit card on your credit report. Check with your bank on the secured credit card.
Because getting a major credit card is very difficult, international
students should take every opportunity to establish a good credit
history. For international students who have been here a little
longer, obtaining credit cards becomes a little easier once they have
established some sort of credit history.