Most international students find it difficult to get a credit card in the U.S. because they have not established a credit history and because they are not U.S. residents. For newly arrived students, you may want to try using a "secured credit card". These cards offer some of the conveniences of a credit card, except that you secure your credit card with a deposit that becomes your credit line. The best part is that your secured card is reported as a regular credit card on your credit report.

Because getting a major credit card is very difficult, international students should take every opportunity to establish a good credit history. For international students who have been here a little longer, obtaining credit cards becomes a little easier once they have established some sort of credit history.

• New Arrivals/Not So New to the US:
  Student credit cards have a little easier approval process than regular credit cards. If you have been here for a while and have started to establish your credit history, you can try applying for a Student Credit Card. If you are a new arrival with no credit history, you can apply for a student credit card as well since there is really no harm if you don't get approved. If you are approved, you can save money on your security deposit.

  American Express Blue for Students According to our members and research, many international students receive their first non-secured credit cards from American Express. Its Student Credit Card offers: no annual fees, special airfare discounts, and two hours of free long distance calls.

  Chase Platinum for Students High approval rate for students who apply for the credit cards first time. NO annual fee $0 Fraud Liability - You are not liable if someone else uses your card without your permission. Your choice of four different card designs

• Veterans:
  If you have been here long enough to establish your credit history, check out the following credit card deals. You know the game by now. Check here to lower your APR on balance transfers, earn cash back, and increase your credit limit, all without paying an annual fee. Click on the banner below and get your card!
  • Harley-Davidson Visa Card

    

  • Discover Platinum Card

    

    Great low rates. No annual fee. Up to a 2% Cashback Bonus award. Online Account access. 24-hour Customer Service and much more!

If you would like more information about credit cards, try the following links:

• Why Should I Care About Good Credit?
• How Do I Start Building My Credit?
• Credit Reports and Credit Fraud
• What do I do if I'm in Severe Debt?
• What's the Difference Between Credit and Debit Cards?